Flights and 4 nights for 5 people- under $300 We just returned from New Orleans thanks to some serious travel hacking and I wanted to share with you how we saved so much money on accommodation & flights. We’ve been able to travel more since learning how to better utilize our credit card points. For …
As much as I preach the Dave Ramsey financial gospel, there is one solid thing that I disagree with him on. I think you can get out of debt and pay your bills and still have a credit card. Now, as Paul Harvey would say, here is, “The rest of the story.” We never …
Why this Dave Ramsey follower still uses a credit card Read More »
So you have money to do the things you really want! It can be really hard to save money when you’re just trying to have enough for basic needs. Here are three tips to save money for families who want to have the money to spend on life experiences like travel. I hope these money-saving …
AKA: How to afford to do the things you want to do You can read lots and lots of financial advice. There are books and blogs and e-courses, oh my! However, we’ve found that truly the ONE thing you must have if you want to succeed financially is the dreaded B-word- a BUDGET! The months …
Mr. Yoder Toter and I have always been frugal food shoppers, but having three children has added a dimension of buying things that we never did before. ?Whereas I used to eat the only bowl of cereal each morning, there are now 4 bowls of cereal. ?Or instead of using 4 pieces of bread for …
Guys & Gals, There is something that a few people have told me lately and it really gets my goat. ?Pretty much since baby #3 was just a bun in the oven?I’ve often heard, “You need a bigger house.” I don’t get this statement (and I have?to curb the need to say, “You need a …
Why we need to stop saying, “You need a bigger house.” Read More »
How to change your thinking and change your situation You don’t have to have a car payment!? In our consumerist culture we have been told, “You’ll always have to take out loans for college” and “You’ll always have a mortgage” and so we believe it. The truth is, you could pay yourself the car payment …
