Money

Our family of five hasn’t paid for a flight in three years – Here’s how you can, too!

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Yes, you read that right! We’ve flown to New Orleans, Florida, Ireland, and Texas and paid only a few dollars in taxes. And that’s only the tip of the iceberg, we’ve also saved thousands on flights to Australia & Canada. I’m hoping that by the end of this article you, too, will understand how to use credit card points to get free flights. So, how do you fly for free? By racking up credit card miles in the most calculated …

Read moreOur family of five hasn’t paid for a flight in three years – Here’s how you can, too!

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Picking the Perfect Family Road Trip Vehicle

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Sponsored post I didn’t mention it on the blog, but back in March, we purchased a used 2014 Chrysler Town and Country.  My 2005 Dodge Caravan was beginning to have more issues than we wanted to deal with, and we decided that it was the proper time for a replacement. Mr. Yoder Toter and I had many lengthy discussions about getting an SUV versus sticking with a minivan.  We spoke to friends and family about the pros and cons of …

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Travel Hacking New Orleans

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Flights and 4 nights for 5 people- under $300 We just returned from New Orleans thanks to some serious travel hacking and I wanted to share with you how we saved so much money on accommodation & flights. We’ve been able to travel more since learning how to better utilize our credit card points. For more info, start HERE: Why this Dave Ramsey follower still uses a credit card Our family flies for FREE We flew to New Orleans on …

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Travel Hacking the Canadian Rockies

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A four-night, four-star trip for next-to-nothing. I’ve been so eager to tell you how we took second-honeymoon style trip to the Canadian Rockies for pennies on the dollar.? We started travel hacking about 2 years ago and using points and miles has definitely helped with our travel game. After booking our trip to Australia last year, I had a bunch of American Airlines miles left.?? Reading Bryce’s blog about how to use the Fairmont VISA gave me an idea- I’d …

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No thanks, Pittsburgh: Your museums cost too much for my young family

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I booked our last minute trip to Pittsburgh without doing something I preach over and over: ?Cost planning. I used Chase Rewards points we’d been accruing for YEARS and booked the Doubletree by Hilton for a whopping $57 total. ?I had a total budget for the weekend, but completely overlooked the cost of experiences. A few blogs and friends mentioned some different museums. ?Which was all hunky dory UNTIL I looked at the prices. ?How are these museum prices family-friendly?! …

Read moreNo thanks, Pittsburgh: Your museums cost too much for my young family

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Why this Dave Ramsey follower still uses a credit card

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As much as I preach the Dave Ramsey financial gospel, there is one solid thing that I disagree with him on.  I think you can get out of debt and pay your bills and still have a credit card.   Now, as Paul Harvey would say, here is, “The rest of the story.” We never struggled with credit cards.  We had a car loan and student loan when we took Dave Ramsey’s Financial Peace University.  We were young and dumb, …

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3 More Ways to Save Money

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It’s President’s Day! ?In honor of the day that celebrates Washington and Lincoln, I thought I could save you some Benjamins (who wasn’t a President, but whatev).? ?Here are 3 more things we do to save money. We don’t give it to the government Seems a little ironic, right? ?While I’m patriotic to the US of A, the tax code should always be used to one’s advantage!? FYI: It’s YOUR money. ?Since my husband is ?self-employed, we do our best …

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How to make a budget

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AKA: How to afford to do the things you want to do You can read lots and lots of financial advice. There are books and blogs and e-courses, oh my! However, we’ve found that truly the ONE thing you must have if you want to succeed financially is the dreaded B-word- a BUDGET! The months when we get off track with our budget are the months that we lose sight of the big picture. Creating a budget gives you the …

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